According to a report published on rediff.com, there is a major insurance fraud taking place in india.
In some cases, insurance policies are taken in the name of terminally ill persons, so that the family can claim a large amount of insurance after the person dies.
Other cases, insurance fraud involves murdering people after taking an insurance policy in their name.
The planned murder is sometimes made to look like a car accident, since insurance companies do not pay a person who plans the murder of the insured person
It is a very elaborate fraud, in which the insurance company, agents and employees are allegedly involved.
There are some cases, where the insurance claims are being made, even if the person is alive.
Online investors, workers are specifically being targeted for insurance fraud, since the top tech, internet companies are openly involved in cheating, exploiting and robbing some domain investors and workers, criminally defaming the investors, workers and rewarding cheater housewives and other frauds.

Though car insurance is compulsory, there is no guarantee that the car owner will get the entire amount for the car insurance claim which he has filed.
Like the health insurance claims which are often rejected or the person gets only a small part of the medical expenses, the car owner may find that the insurance claim is rejected.
For cheaper cars, the insurance claim is for a smaller amount, so the car owner may not find it worthwhile fighting the rejection of the insurance claim.
However for expensive luxury cars like Mercedes Benz which cost more than Rs 80 lakh, the annual car insurance premium paid is often between Rs 2-3 lakh, so the vehicle owner may file a complaint with the consumer court if the claim is rejected.

While car insurance companies publish high settlement rates for insurance claims, the claim amount paid is often lower than what the car owner demanded.
The claim adjusters use various tactics to reduce the claim payouts
If the claim payout is less than what the vehicle owner expected they can file an appeal.
In some cases the car owner may approach the consumer or other court.
In the united states, the car owner may hire a personal injury lawyer to get the claim he deserved

According to media reports, Hyderabad doctor namrata chigurupati arrested while allegedly purchasing cocaine worth Rs 5 lakh. The police claimed that 57 packets of cocaine were recovered from the mini cooper car in which the doctor was seated, when the cocaine was delivered to her allegedly by Balkrishna.
The mini cooper car is an expensive car, and only a few variants are available in india at present
The cheapest mini cooper car in india is costing approximately Rs 55 lakh
At present only the mini cooper S and cooper countryman are available for sale, according to the official website.
The car is popular among female drivers because of its stylish design and compact size.

The insurance of a car depends to a large extent on the car model, price and the insurance for expensive cars is usually higher
It is difficult to find out the car insurance if the registration number of the car is not known
The insurance for a mini cooper varies depending on the online sources
Some sources have indicated that the insurance is less than Rs 40000, while other sources have shown the insurance as more than Rs two lakh .

The arrest of namrata chigurupati exposes how the rich and powerful are usually getting away with all their adddictions without being questioned, while harmless hardworking older engineers, domain investor, migrant from north karnataka are being criminally defamed without any legally valid proof to cheat, exploit and rob them for the rest of their lives, The domain investor has limited resources, only adequate for her retirement, she does not have any addiction, yet crores of taxpayer money have been wasted as the rich and powerful make fake allegations without any proof at all to ruin the reputation of the engineer, deny her the income and opportunities she deserved.

The criminal defamation of migrants from north karnataka who do not have anyone to defend them against fake allegations also explains why karnataka farmers are getting Rs 4/5 per kg for mangoes while telugu farmers are getting at least Rs 12 per kg for mangoes according to media reports because telugu investors, professionals are getting a lot of government support like the panaji goan frauds goan gsb fraud housewife robber riddhi, siddhi, goan bhandari cheater sunaina chodan married to a gsb photographer, bengaluru brahmin cheater housewife nayanshree, wife of fraud tata power employee guruprasad, haryana fraud ruchika kinger, gujju fraud asmita patel, indore cheater housewife deepika/veena who are faking domain ownership without paying any expenses and getting monthly government salaries at the expense of the real domain investor, migrant from north karnataka in a major financial fraud, slavery racket.

All industry sectors will acknowledge the investor, customer paying the expenses, only the indian tech, internet sector continues its massive ONLINE, FINANCIAL FRAUD, SLAVERY racket on the real domain investor,who is criminally defamed and making great losses.

The government agencies, tech and internet companies are getting great powers, monthly government salary for Panaji fraud raw employee sunaina chodan, goan gsb fraud housewife ROBBER riddhi nayak caro, siddhi mandrekar, asmita patel and other fraud raw/cbi employees, falsely claiming that they own this and other domains, when these greedy shameless cheater raw/cbi employees refuse to legally purchase the domains and pay the annual domain renewal fees.
The massive online, financial fraud, slavery racket on the real domain investor, a single woman engineer, migrant from north karnataka has made all the domain fraudster raw/cbi employees like indore fraud housewife deepika/veena, panaji goan cheater sunaina extremely rich, they have purchased two or three expensive cars, yet refuse to legally purchase even domain which they falsely claim to own and get monthly government salaries at the expense of the real domain investor since 2010.

The greedy domain fraudster raw/cbi employees like panaji cheater raw employee sunaina chodan have also paid the annual car insurance on time, yet they refuse to legally purchase even one domain,rely on shameless dishonest top tech, internet companies allegedly led by google,fraud top government employees,allegedly j srinivasan and others from the btech 1993 class of iit bombay,to continue their massive online, financial fraud,slavery racket, indicating the lack of social justice in india.

GEICO is an abbreviation for Government Employees Insurance company and is one of the the largest car insurance companies in USA.
The company was founded in 1936 and is a subsidary of Berkshire Hathway.
The company offers lower car insurance rates compared to most of the competitors because it uses technology extensively.
Users have to login to pay their insurance premium.
It has comparatively fewer offline service centres compared to competitors

Kindly note that bengaluru brahmin cheater housewife raw employee nayanshree, wife of fraud tata power employee guruprasad, haryana cheater mba raw employee ruchika kinger enjoying a lavish Rs 5 lakh vietnam holiday, panaji goan bhandari cheaters sunaina & tejas chodan, panaji goan gsb fraud housewife ROBBER riddhi nayak caro, gujju stock trader asmita patel, sindhi scammer housewife naina chandwani, her scammer sons nikhil, karan, indore cheater housewife raw employee deepika/veena, siddhi mandrekar and other fraud raw/cbi employees are not associated with the website in any way, since they refuse to pay expenses and do not do any computer work at all, yet make fake claims in a case of government slavery, financial fraud on the real domain investor, migrant from north karnataka since 2010.

Well paid liar top government employees allegedly j srinivasan, puneet and their sugar baby panaji goan bhandari cheater raw employee sunaina chodan do not want to purchase any domain or even pay the annual domain renewal fees, yet are quick to falsely claim to own the domains, especially this one, of a single woman engineer, migrant from north karnataka, private citizen who is paying a large amount every year for domain, webhosting and other expenses and making great losses due to the online, financial fraud.

These well paid government employees have plenty of money to purchase a new Maruti Swift car, costing Rs 7.29 lakh, their second or third car.
The car insurance for the first year is approximately Rs 27000, though it may vary depending on the coverage and other aspects.
Affilias is increasing the cost of domain renewals and one domain renewal will cost Rs 1900 or more every year.
When domain fraudster raw/cbi employees like panaji goan gsb fraud housewife ROBBER riddhi nayak caro can pay Rs 27000 for a year of car insurance, why do they not purchase the domain legally, why falsely claim to own domains of migrants from north karnataka who they hate, criminally defame.

According to media reports, 6 Dehradun students were killed in an accident caused by overspeeding in November 2024. The new Toyota innova car was allegedly driven by Atul Aggarwal who was killed in the accident, when the car hit a container truck at ONGC chowk at 1.30 am at night in Dehradun.
Though the Toyota Innova is considered a very safe car, it was completely crushed in the accident. Two bodies were decapitated and others were crushed, and this horrific accident videos are widely circulated in social media.
The students were allegedly partying before the accident and had consumed alcohol while partying.
Young people especially students are involved in multiple accidents since their rich parents give them expensive cars like sindhi scammer school dropout naina premchandani whose scammer sons nikhil,karan got cars at young age which they drove rashly
This car accident like other similar accidents in which young people are involved, shows why insurance companies are charging a higher innsurance premium for younger car drivers who drive rashly at high speeds.
Kindly note that bengaluru brahmin cheater housewife raw employee nayanshree, wife of fraud tata power employee guruprasad, goan bhandari sunaina chodan, siddhi mandrekar, haryana fraud ruchika kinge, panaji goan gsb fraud housewife ROBBER riddhi nayak caro, greedy gujju stock trader amita patel, indore cheater housewife deepika/veena, kolhapur/panaji sindhi scammer housewife naina premchandani, her scammer car driving sons karan, nikhil and other fraud raw/cbi employees are not associated with the website in any way since they refuse to purchase domains,do not pay expenses, do not do computer work, yet get monthly government salaries only for making fake claims using robbed data.

While most of the insurance claims for cars are for accident related damage, there are some insurance claims filed for damage caused by animals.
Elephants are damaging cars in some states like Assam, Karnataka,West Bengal, Kerala and Tamil Nadu
Monkeys are throwing hard objects on cars and damaging them.
When buffaloes, cows and goats hit the vehicle, the car is also damaged, and insurance claims are filed

While most of the companies selling car insurance are having a premium calculator, usually they require some information about the user to provide the insurance premium details
The acko car insurance premium calculator can be used to find the car model number and the registration date of the car
https://www.acko.com/car-insurance/premium-calculator/
This can be useful for getting information on when people, especially hostile neighbors you are not on talking terms with have purchased their car, the exact model number

Kindly note that raw/cbi employees like kolhapur/panaji sindhi scammer school dropout naina premchandani, her scammer sons karan, pune axe bank manager nikhil, goan bhandari call girl raw employee sunaina chodan, siddhi mandrekar, goan gsb fraud housewife ROBBER riddhi nayak caro, indore cheater deepika/veena, haryana fraud mba ruchika kinge, greedy gujju stock trader amita patel, bengaluru brahmin cheater housewife nayanshree, wife of fraud tata power employee guruprasad, and others are not associated with the website , since they do not pay expenses, do not do any computer work, though they are getting monthly government salaries only for making fake claims using robbed data in a case of government slavery, online financial fraud.