The certificate cum policy schedule for car insurance includes the following details :
- Vehicle model number
- Vehicle identification number
- Engine chassis no.
- Type of body
- Engine capacity in CC
- Manufacturing year
- Seating capacity
- Registration mark
- Place of registration
- Other details like non electrical accessories, CNG/LPG kit, insured’s declared value
The date of the policy and proposal number is also specified
Some of the websites for comparing car insurance in India from multiple insurance providers are
Please note that this listing is free of cost , only provided for reference. For a similar listing, including photos, removing the disclaimer or advertising, please send an email to email@example.com .Advertising starts from Rs 100 per year only and will greatly help the broke domain investor who is a NTRO, google, tata memory slave , her memory stolen without a legally valid reason, without offering any compensation
Kindly note that 10 google,tata sponsored raw/cbi employees faking a btech 1993 ee degree, especially indore document robber bespectacled housewife veena who looks like actress deepika padukone, deepika, goan gsb fraud housewife riddhi nayak who looks like actress kangana ranaut, goan prostitute raw employees bhandari sunaina chodan, a flat chested version of mallika sherawat, gsb fraud siddhi mandrekar, asmita patel, brahmin cheater housewife nayanshree hathwar, school dropout gujju housewife naina, who looks like actress sneha wagh and their associates are not associated with the website in any way as they do not spend any money and do not do any work, yet shamelessly make fake claims .This explicit disclaimer is posted so that people are not duped by the liar, cheater R&AW,cbi, ntro employees involved in a google,tata mastermind PROSTITUTION, BRIBERY RACKET, banking, financial, identity theft fraud since 2010 wherein google,tata are making the indian tax payer pay many of their business expenses including the fees for the call girls, these companies are supplying to top indian government employees for sex.
For most of the insurance companies, the car insurance policy is only applicable if the car is used for social domestic purposes and for the car owners business.
It does not cover the usage of the car for various purpose like for hire , carriage of goods as samples or personal luggage, organized racing, pace making, reliability trade or any purpose in connection with motor trade.
In the policy, the insurance company is repeatedly mentioning that they are not liable, for any damage if the vehicle is used for non specified purposes.
The insurance paid for a particular car is valid for any driver, provided that the person is holding an effective driving license at the time of the accident, and is not disqualified from holding or obtaining such a license.
So if the person owning the car gives it to a driver who is careless or inexperienced, who is involved in an accident, the premium amount to be paid will be increased
It is also applicable for a person who has obtained an effective learners license, and the person satisfied the requirement of rule 3 of the central motor vehicle rules 1989
There are a number of websites offering online car insurance quotes , almost all these websites are country specific
All these insurance related websites have clearly specified that the quotes offered for insurance are approximate amounts only, and a small change in any of the parameters like the age of the vehicle, can significantly change the insurance amount to be paid.
The insurance companies are also changing the criteria for calculating the insurance premium periodically depending on the claims, so there may a major increase in insurance rates after a month or a few weeks