Car owners can also purchase addons along with the standard insurance policy, which will help them get compensation for all the expenses in case their car is damaged.
Most of the insurance policies are only covering the small damage and accidents, they do not pay for other expenses. Most car manufacturers are specifying that it is not recommended to crank the car engine, when the car is stuck in water, because it will damage the car engine. The standard insurance policies are not covering engine damage caused by ingress of water, the engine protection add on has to be covered.
If the addon is purchased, any damage caused while driving in flooded areas will be covered. It can be used to cover the cost of repairing the electrical circuit, which is very likely to get damaged when exposed to heavy rains or water.
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