Major car insurance companies in India

Some of the major car insurance companies in India
ICICI Lombard
Oriental Insurance
Digit
Reliance General Insurance
Chola MS
Tata AIG
HDFC Ergo
Bajaj Allianz General Insurance
IFFCO-Tokio General Insurance
SBI General insurance
Please note that this list is provided free of cost for reference only, for posting on this website please send email to info@blogposts.in . This post was uploaded yet deleted by hackers, so it is being uploaded again, since the domain investor, a private citizen finds it difficult to pay the very high domain renewal fees of $17.75 though raw/cbi employees like the greedy gujju stock trader amita patel, with net worth of Rs 100 crores, indore fraud housewife deepika/veena, panaji goan bhandari CALL GIRL sunaina chodan, sindhi scammer school dropout naina premchandani , goan gsb fraud housewife ROBBER riddhi nayak caro,.are getting a monthly government salary since 2013 only for FAKING website ownership indicating widespread government FINANCIAL FRAUD, CYBERCRIME on some citizen.
Though domain is available for sale or rent at a reasonable cost to cover the domain renewal the shameless GREEDY FRAUD raw/cbi/government employees refuse to purchase it, yet are DUPING companies, countries and people with their fake stories and are supported by the DISHONEST LIAR indian tech and internet companies allegedly led by google,tata in their financial online fraud
To cover up the massive FINANCIAL FRAUD, the LIAR indian government agencies, tech and internet companies are criminally defaming the single woman engineer, domain investor,falsely claiming that top indian government employees, especially allegedly her btech 1993 ee classmates from iit bombay like the greedy gujju cheater tushar parekh, puneet, j srinivasan,vijay ,who do not pay any money for domains or other expenses own this and other domains, when it can be LEGALLY PROVED that government employees, slim short architect telugu trisha have never paid for this domain at all

Greedy goan bhandari raw employee sunaina chodan spends Rs 10 lakh on her grand wedding, refuses to pay Rs 1500 to purchase domain legally

Though the domain fraudster raw/cbi employees like Greedy goan bhandari raw employee sunaina chodan, goan gsb fraud housewife robber riddhi nayak caro, greedy gujju stock trader amita patel, kolhapur/panaji sindhi scammer schooldropout housewife naina premchandani and her scammer sons karan, pune axe bank manager nikhil are wealthy, haryana’s top fraud mba hr ruchita kinge they refuse to purchase this and other domains legally, get them transferred to their name, instead criminally defame the real domain investor, and falsely claim to own this and other domains, get a monthly government salary
Greedy goan bhandari raw employee sunaina chodan spends Rs 10 lakh on her grand wedding, yet refuses to pay Rs 1500 to purchase domain legally, relies on greedy goan bhandaris, her brahmin sugar daddies like j srinivasan, puneet to abuse their power, cheat, exploit rob a hardworking single woman engineer, domain investor,and falsely claim to own this and other domains to get a monthly government salary.
The raw/cbi employees are also deleting posts on this blog, to increase the losses of the domain investor who is making no money at all from the website

Car insurance rates increase 10% in 2023

Due to the Ukraine war and other natural calamities, the reinsurers profit was reduced as they had to pay out larger amounts.
Hence the reinsurers have greatly increased the rates they charge to insurance companies
There are more than 20 vehicle insurance companies in India
These car insurance companies are likely to increase their insurance rates by at least 10% this year.
So car owners should plan to increase the insurance which they pay.

After Tesla owner Elon musk purchased Twitter, top car brands pause advertising on the platform.

Elon Musk is very rich mainly because of his stake in Tesla, the electric car company.
After his takeover, some of the top car brands have stopped advertising since they feel that their advertising data may get misused.
Some of the top brands are
Ford
General Motors
Volkswagon
There are also other well known brands which are stopping advertising, increasing his loss further, reducing revenues

insurance company refusing Transfer of motor insurance

Posted on reddit by u/speckinadot , reposted for reference

The insurance company has refused to transfer the ownership of motor insurance after the vehicle was sold. New RC has been issued by RTO. The insurance company after asking for the required documents did an online vehicle inspection. It asked to upload the pictures of vehicle. It rejected the vehicle inspection on the grounds that there are dent/scratches in body and in one of the picture full body of vehicle is not visible. There is no dent or scratch (vehicle is 3.5 years old, some wear is expected but not something requiring repairs). Though some paint peeled in small space. I want to ask, can insurance company refuse to transfer the insurance to new owner. Since the insurance is valid for next 6 months, how can they refuse to transfer the ownership, in effect deny coverage which they are obligated to. Thanks

Claiming Insurance where Fortuner hits Hyundai Verna car in Gurgaon

Many car owners find that their car is damaged because someone has hit it, and getting insurance for repairs is difficult, the problems faced are discussed below.

From reddit u/Algaav_wadi
socially distant…kab se

today, on a busy road this guy bangs into my car real bad and damaged the trunk – the guy said will only give me insurance filing charges. And when I was being assertive, he called a lot of guys at the scene. Hyundai bodyshop says it’s at least a cost of Rs 30-40K, if I claim insurance my cost will be Rs 3-5,000 + filing charges. What should I do/have done? He offered to pay Rs 1,900, the insurance filing charges and Police backed him up. I didn’t take 1900.

Here’s the story…. sorry, most of this will be a rant as I am super pissed at this point.

On a very busy street in Gurgaon, I am driving at the speed of max 20 kmph I am there with my wife and we just dropped our two year old son at his play school. There is decent traffic on the road and suddenly this guy (lets call him L) in a Fortuner car, banged into my vehicle, he must have been driving at least at the speed of 60+. Shaken and in shock me and wife come out and see this ~20 year old kid driving and his friend of similar age with him, I shouted at L which visibly made them angry. The other guy came out and told me to shut up unless I wanted a thrashing. This really shocked me as I was expecting an apology, they seemed to be from rich families (judging from clothing, car they were driving).

After the initial shock, the reality hit me (remember I just dropped my son – what if he was there in the car seat behind), that impact would have hit him hard) looking at the initial reaction, my first thinking was to avoid the conflict + I was also in a hurry to be at my work. I told L to pay for my damages and I’ll be on my way. But then suddenly this third guy, who was not in the car came and started yelling at me & asked me not to bother them. His statement “road pe gaadi chalegi toh lagegi hi – T: when you bring the car on road, it will get hit”… just then I noticed a series of cars stop near us- more young and healthy guys emerging out of them. This was at 12pm in the day I wasn’t scared but all of them circling around me made me uncomfortable. Looking at this, I called the police helpline.

While all this going on, I spoke to L that the Hyundai guys are sharing their estimate of the spend, it will be Rs 25-30,000 based on the video/pics I shared. By now, I was overwhelmed by the number of people surrounding us and arguing on behalf of the guy. L told me that they will give me only Rs 1,900 – filing charges for the insurance. I said I need him to give all the expenditure that I bear (why should I forego my no claim bonus for his mistake) + the filing charges. They were super aggressive and said no arguments, it’s 1,900 or I get a thrashing. Now here the Police enters & I feel relaxed, whatever their numbers, whoever they are – I am on the right side of the law right?…. right?

One of the police guy (lets call him A) joins the huddle & is immediately super harsh on me, I told him to take care of the crowd first as everyone was shouting at me. He didn’t bother to do anything about that. Then he started with the statement that I bothered them for such minor incident when the other party is till there to resolve amicably. I told him that their offer isn’t good enough. To that he said “ab kya aapko nayi gaadi dila dein” T”should they buy you a new car?”. He didn’t say a single word to the L.

I was so shocked, I tried to explain to him that I’ll be at a loss & he retorts “toh kya hua, road pe gaadi leke chalte ho, ye sab toh hoga na”. By now I was getting really late for work too… I said fine, just help me to get my damages if I make the insurance claim – 5-10k whatever it is (amount I have to pay as motor insurance doesn’t cover everything right). and the Police guy just started shouting at me for being greedy. He said that the other party has been gracious to offer Rs 1900.

And then, a couple of Mercedes stopped and some more guys came there, they seemed older & calmer than the young ones. Told me that the boy will apologize to us (the 1st sensible thing that came from the other party) but when I tried to ask them for damages, they declined and said whatever Police says, the police guy started shouting & gave me number of some thana/station guy if I was not satisfied. I declined the offer of Rs 1900. and called the station master – he said the same thing.

Now here’s my question 1: what’s the guideline here, I always thought the hitter should pay the whole amount, why should I waste my insurance/no claim bonus for someone else’s mistake?

Was the police right, just the filing charges are enough?

Question 2: What can I do next? Can I even do anything when the Police even won’t listen? I have name, picture, videos of the police guy for proof + pic/number of the car that hit me. The real shocker for me was: you wouldn’t believe how nicely he was talking to the other guys, and what all he said to me. When I tried to record him, he shouted at me, for creating a scene there.

Question 3: what could be the reason was it that the the police guy behaved the way he did? I can imagine that the other party was influential/local (they all spoke in Haryanvi accent and seemed quite rich).

Question 4: the other party was all driving super fancy cars, but weren’t willing to give me any money, the best they could offer was Rs 1900, what could be the reason for that? Is that some principal thing or just showing off the clout? If I hit someone like this… I’d pay them for damages without much thought and I drive a Verna, they were all in Mercs and BMWs.

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Please note that sindhi scammer school dropout naina premchandani, her scammer sons karan, nikhil, goan bhandari sunaina chodan, siddhi mandrekar , ruchika kinge, riddhi nayak caro and other government employees are not associated with the website in any way, since they do not do any work, do not invest any money, yet get monthly salaries only for making fake claims at the expense of the real domain investor due to massive domain ownership, financial fraud in the indian internet sector

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Reposted mailer

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Please note that sindhi scammer school dropout naina premchandani, her scammer sons karan, nikhil and other government employees are not associated with the website in any way, since they do not do any work, do not invest any money, yet get monthly salaries only for making fake claims at the expense of the real domain investor

Increase in car insurance claims from kolhapur after flooding allegedly due to city’s policy of falsely claiming that school dropouts are experienced engineers

In most places the intelligence and security agencies have the honesty and humanity not to falsely claim that eighth standard pass school dropouts, least interested in studying are experienced engineers to get them cbi jobs

Only in the city of kolhapur, the intelligence, security agencies, politicians are extremely ruthless in their identity theft fraud on experienced engineers from poorer communities and have got the most shameless sindhi scammer kolhapur born school dropout naina premchandani, illegally married at 16, now living in panaji, a cbi job falsely claiming that sindhi scammer naina , who no engineering college would admit is an experienced engineer with a btech 1993 ee degree and are supported by fraud ntro/raw employees like tushar parekh, puneet
It is this policy of falsely claiming that scammer school dropouts like kolhapur’s role model scammer naina with no engineering training are experienced engineers which allegedly led to flooding in the cities

A large number of cars and other vehicles were also damaged due to floods ik kolhapur, and it probably led to an increase in the insurance claims from the city. If competent and trained engineers were handling the drainage systems, flooding may have been prevented.
Encouraged by the strong kolhapur support for her engineering fraud, now naina’s scammer sons karan, nikhil, are following her footsteps in committing fraud, falsely claiming to own this and other domains to get monthly raw/cbi salaries, when they do not pay any money for the domains, forcing the real domain investor being cheated, exploited to expose kolhapur’s support for the sindhi scammer family