Zero depreciation addon for insurance

Car owners can also purchase addons along with the standard insurance policy, which will help them get compensation for all the expenses they incur in case their car is damaged

The Zero depreciation cover also known as “nil dep” ensures that the value of the vehicle is preserved without any depreciation over a period of time.,
It provides complete insurance, without considering the age of the vehicle, and the damages which resulted in the reduction in the value of the car due to depreciation.
This cover is particularly useful for newer models of cars where parts are replaced instead of being repaired.
Usually plastic parts are completely replaced in case of damage, in the newer car models
This ensures that the car owner does not have to pay an additional amount for repairs of the car.

Please note that raw/cbi employees especially nayanshree hathwar, sunaina chodan, riddhi nayak, siddhi mandrekar are not associated with the website in any way at all,

No claim bonus for car driver

The insured driver is entitled for a no claim bonus(NCB) in the own damage section of the policy if no claim is made in the preceding years. Bonus amount varies depending on the number of years with a no claim
Preceding year 20%
Preceding two consecutive years 25%
Preceding 3 consecutive years 35%
Preceding 4 consecutive years 45%
Preceding 5 consecutive years 50%

No claim bonus only to be allowed if the policy is renewed within 90 days of the expiry of the previous policy, and encourages the vehicle owner to continue using a particular insurance company

Car Insurance Brokers of Canada review

Car Insurance Brokers of Canada (website carinsurance.ca ) provides links and information on insurance, in addition to arranging for a quote from multiple providers.

However, it has a far fewer number of insurance providers listed, and it claims to offer quotes only from 7 different insurance firms. The website is less user friendly compared to the other websites and clearly states that it only works with the largest insurance companies.

Car owners who have used carinsurance.ca to get quotes have again offered mixed reviews, in some cases, the car owner got a lower quote than the insurance he was paying, while others got high quotes than their existing insurance.

Insurance Hotline vehicle insurance

Insurance Hotline, (website insurancehotline.com) is another website which also offers insurance quotes to vehicle owners in Canada, after they provide the required information, which is similar to the information required by offline insurance brokers.

The user will have to spend approximately ten minutes to fill the online questionnaire on the website. To get complete information on the insurance offered by the different companies, the user will have to provide a phone number through the online form.

The vehicle owners are also informed that they will only be informed some of the special offers and discounts, only on phone, they are not available online. More than thirty insurance service providers are listed at the website, and a user got a quote which was $120 less than the insurance he was paying at present.

Kindly note that 10 google,tata sponsored R&AW/cbi employees faking a btech 1993 ee degree, especially indore document robber bespectacled housewife veena ( who looks like actress deepika padukone) , deepika, goan gsb fraud housewife riddhi nayak who looks like actress kangana ranaut, goan prostitute raw employees bhandari sunaina chodan, siddhi mandrekar, asmita patel, brahmin cheater housewife nayanshree hathwar and their associates are not associated with the website in any way as they do not spend any money and do not do any work, yet shamelessly make fake claims with the help of the money, SEX bribe taking ntro employees who are making fake claims . .This explicit disclaimer is posted so that people are not duped by the liar, cheater R&AW,cbi, ntro employees involved in a google,tata mastermind PROSTITUTION, BRIBERY RACKET, banking, financial, identity theft fraud since 2010 wherein google,tata are making the indian tax payer pay many of their business expenses including the fees for the call girls, these companies are supplying to top indian government employees for sex.

Please note that the domain name can be legally purchased paying the market price of the domain from the real owner of the domain name , a private citizen. For the visitors ,.if any indian government employees was legally associated with the website, owning this domain name, would this disclaimer be posted ?

Kanetix.ca car insurance quote review

Kanetix (website Kanetix.ca) is a website which specializes in comparing the insurance rates from providers throughout Canada . Over 40 insurance related businesses are associated with Kanetix, though the number of insurance companies could be increased in future.

The website has a user friendly interface, and it greatly simplifies the process of getting an insurance quote. For the convenience of the user, the website has a separate section for cars, motorcycles and commercial vehicles, so that the right vehicle insurance can be determined quickly.

However the website may not be listing all the insurance providers based on feedback from users who have tried to get quotes for insurance their vehicle. Some users have got a higher quote compared to their existing insurance, while others could save some money on the insurance they are paying.

Getting auto insurance quotes in Canada

One of major recurring expenses associated with owning a car or other vehicle is the vehicle insurance, which is mandatory. As the insurance amount can be substantial and has to be paid annually, most vehicle owners are looking for a simple way to find the lowest insurance rates for their vehicle.

The auto insurance amount to be paid depends on a large number of factors like the model number, age of the vehicle, vehicle driver, vehicle history, so the process of finding the lowest insurance can be fairly time consuming.

A vehicle owner can save time and money getting insurance quotes from the following websites which specialize in providing auto insurance

Return to invoice addon for car insurance

Car owners can also purchase addons along with the standard insurance policy, which will help them get compensation for all the expenses in case their car is damaged
The Return to invoice (RTI) addon option helps cover the difference between the insured vehicles declared value , and the invoice value of the car.
This is useful, when the car is involved in an accident, and some parts of the vehicle have to be replaced.
New parts of the vehicle are required , and if the RTI addon has been purchased, the car owner, will be compensated for the complete amount of the car replacement parts.

Please note that raw/cbi employees especially nayanshree hathwar, sunaina chodan, riddhi nayak, siddhi mandrekar are not associated with the website in any way at all,

Details in certificate cum policy schedule for car insurance

The certificate cum policy schedule for car insurance includes the following details :

  • Vehicle model number
  • Vehicle identification number
  • Engine chassis no.
  • Type of body
  • Engine capacity in CC
  • Manufacturing year
  • Seating capacity
  • Registration mark
  • Place of registration
  • Other details like non electrical accessories, CNG/LPG kit, insured’s declared value

The date of the policy and proposal number is also specified

Car insurance comparison, aggregator websites in India

Some of the websites for comparing car insurance in India from multiple insurance providers are
Coverfox
Acko
Policybazaar
PolicyX
Gibl.in
Bankbazaar
Easypolicy
Myinsuranceclub
Policybachat

Please note that this listing is free of cost , only provided for reference. For a similar listing, including photos, removing the disclaimer or advertising, please send an email to info@textads.in .Advertising starts from Rs 100 per year only and will greatly help the broke domain investor who is a NTRO, google, tata memory slave , her memory stolen without a legally valid reason, without offering any compensation

Kindly note that 10 google,tata sponsored raw/cbi employees faking a btech 1993 ee degree, especially indore document robber bespectacled housewife veena who looks like actress deepika padukone, deepika, goan gsb fraud housewife riddhi nayak who looks like actress kangana ranaut, goan prostitute raw employees bhandari sunaina chodan, a flat chested version of mallika sherawat, gsb fraud siddhi mandrekar, asmita patel, brahmin cheater housewife nayanshree hathwar, school dropout gujju housewife naina, who looks like actress sneha wagh and their associates are not associated with the website in any way as they do not spend any money and do not do any work, yet shamelessly make fake claims .This explicit disclaimer is posted so that people are not duped by the liar, cheater R&AW,cbi, ntro employees involved in a google,tata mastermind PROSTITUTION, BRIBERY RACKET, banking, financial, identity theft fraud since 2010 wherein google,tata are making the indian tax payer pay many of their business expenses including the fees for the call girls, these companies are supplying to top indian government employees for sex.

Insurance and usage of car

For most of the insurance companies, the car insurance policy is only applicable if the car is used for social domestic purposes and for the car owners business.

It does not cover the usage of the car for various purpose like for hire , carriage of goods as samples or personal luggage, organized racing, pace making, reliability trade or any purpose in connection with motor trade.

In the policy, the insurance company is repeatedly mentioning that they are not liable, for any damage if the vehicle is used for non specified purposes.