Car owners file insurance claims for damage caused by elephants, monkeys and other animals

While most of the insurance claims for cars are for accident related damage, there are some insurance claims filed for damage caused by animals.
Elephants are damaging cars in some states like Assam, Karnataka,West Bengal, Kerala and Tamil Nadu
Monkeys are throwing hard objects on cars and damaging them.
When buffaloes, cows and goats hit the vehicle, the car is also damaged, and insurance claims are filed