The change in the insurance laws for vehicles appears to have adversely affected the sales of four wheeler vehicles for almost all brands in India.

The analysts specializing in the auto sector, were reviewing the performance of major vehicle manufacturers in India, and comparing the sales with sales in 2017.
All the major vehicle brands were reporting a decline in sales in December 2018, and the auto analysts said on television, that this was because of the change in insurance laws.

Many people postpone purchasing their vehicle to January, because they will get a new model which will get a better resale price.

Based on online sources, the Toyota Fortuner is an expensive vehicle to purchase, costing over Rs 30 lakh . It is also an extremely expensive vehicle to own, with insurance alone costing approximately Rs 1 lakh annually. There are low end vehicles available for less than Rs 3 lakh, so only those who are really wealthy can afford to purchase the Toyota Fortuner, and spend Rs 1 lakh annually on insurance alone.

One of the most dangerous and reckless drivers in panaji, was spotted driving a silver grey Toyota fortuner with number plate E9942 on the lake view colony main road, in campal, panaji, goa at around 5.55 pm on 31 October 2018
The driver of the vehicle was driving so fast, that no one on the footpath could get any details of the person driving the vehicle.

While there are many two wheeler drivers who are overspeeding, it is not very dangerous because the vehicle is small, and people crossing the road can easily avoid the two wheeler.
However the Toyota Fortuner is a very large and heavy vehicle weighing more than 1900 kg, it is very difficult to avoid the vehicle, especially if it is driven well beyond the speed limit.
Campal area is under aerial surveillance and the footage of the reckless driver should be available with security agencies.

The vehicle costs approximately Rs 30 lakh which is far more than the cost of most other other vehicles, so the driver may be very rich, well connected arrogant. Hence action should be taken against the reckless driver of the silver grey Toyota Fortuner E9942 at the earliest, his or her driving license should be suspended at the earliest.
It is hoped that the traffic sentinels, especially in panaji, goa keep a look out for the reckless driver of the silver grey Toyota Fortuner E9942 , issue a challan at the earliest, and ensure that the vehicle is never driven recklessly in future

The insurance company offering car insurance to the driver of the Toyota Fortuner should also increase the insurance premium charged for the vehicle if the driver is caught violating traffic rules , overspeeding.

Car owners can also purchase addons along with the standard insurance policy, which will help them get compensation for all the expenses in case their car is damaged.

Most of the insurance policies are only covering the small damage and accidents, they do not pay for other expenses. Most car manufacturers are specifying that it is not recommended to crank the car engine, when the car is stuck in water, because it will damage the car engine. The standard insurance policies are not covering engine damage caused by ingress of water, the engine protection add on has to be covered.

If the addon is purchased, any damage caused while driving in flooded areas will be covered. It can be used to cover the cost of repairing the electrical circuit, which is very likely to get damaged when exposed to heavy rains or water.

Please note that raw/cbi employees especially nayanshree hathwar, sunaina chodan, riddhi nayak, siddhi mandrekar are not associated with the website in any way at all,

In a clear indication of the widespread corruption, nepotism in India, cbi, ntro are falsely claiming google, tata sponsored sneha wagh look alike school dropout cbi employee gujju housewife naina, mother of two sons, illegally married at 16, with no income of her own , who has never invested any money in domain names, owns the domain names of the google competitor, to justify the monthly cbi salary that is being paid to the gujju school dropout at the expense of the google competitor who is the real domain investor

The google, tata sponsored school dropout cbi employee gujju housewife naina and her family has plenty of money to purchase expensive cars including a new maruti vitara brezza costing Rs 12 lakh in 2018. Her family now owns 3 cars , a Maruti Wagonr , Toyota Qualis and is probably paying an annual car insurance of at least Rs 70000 for the cars, because the insurance for a maruti vitara brezza is approximately Rs 35000, wagonr Rs 20000, and qualis will be at least Rs 20000

Yet in a major financial fraud of cbi, ntro, the google, tata sponsored sneha wagh look alike school dropout cbi employee gujju housewife naina and her family have refused to pay any money for the domain names of the google competitor since 2010, yet are falsely claiming to own the domain names, to get a monthly cbi salary at the expense of the google competitor , the real domain investor, who is broke

An open question to ntro, cbi, raw, indian and goan government, google,tata if google, tata sponsored sneha wagh look alike school dropout cbi employee gujju housewife naina and her family readily pays car insurance annually to the car insurance companies to be able to own and drive multiple cars, why is she not paying the domain renewal and registration expenses to the google competitor, yet is falsely claiming to own the domain names to get a monthly cbi salary at the expense of the google competitor

When will cbi, ntro, raw,indian and goan government, google,tata honestly admit that cbi is paying a monthly salary to the google, tata sponsored school dropout cbi employee gujju housewife naina who looks like sneha wagh only because she is PREMIKA of the shameless fraud powerful gujju identity theft ntro employee gujju fraudster parmar, naina has regular SEX with parmar , and stop falsely claiming that she is an online expert, domain investor, owning domains including this one.

According to ad in the newspaper free insurance is offered with the Datsun redi-Go car from Nissan
The car is available in different variations like 0.8L, 1.0 L and AMT
It also comes with an unlimited km 5 year warranty
The price of the Datsun car model start from Rs 2.5 lakh

This clearly indicates the hypocrisy, dishonesty of cbi, ntro, google,tata in falsely claiming that the sneha wagh look alike school dropout cbi employee gujju housewife naina, mother of two sons, who does not spend any money on domain names, owns the domains of the google competitor including this one, to pay the school dropout a monthly cbi salary at the expense of the google competitor, real domain investor . The cbi employee naina and her family purchased a Maruti Vitara Brezza costing Rs 12 lakh or more for her elder son, as his first car,

If the gujju fraudsters led by parmar, hiding behind cbi employee naina, were really honest and if their son really required a car, they could have purchased an inexpensive car like the Datsun car costing Rs 2.5 lakh for their son who is in his early twenties, and then used the rest of the money, Rs 10 lakh, to pay the google competitor the market price of the domain names, get the domains, websites legally transferred in the name of gujju housewife naina, who is getting a cbi salary only for faking ownership of the domain names of the google competitor.

Yet in a clear indication of how ruthless and shameless the gujju identity theft gang led by parmar is, they have plenty of money to purchase a red Maruti Vitara Brezza from the Maruti dealer Chowgule industries paying Rs 12 lakh, yet refuse to pay a single rupee for domain names, renewal expenses for domains, websites including this one, yet falsely claim to own it and get a monthly cbi salary

Kindly note that 10 google,tata sponsored raw/cbi employees faking a btech 1993 ee degree, especially indore document robber bespectacled housewife veena (who looks like actress deepika padukone) , deepika, goan gsb fraud housewife riddhi nayak who looks like actress kangana ranaut, goan prostitute raw employees bhandari sunaina chodan,2013 bsc, a flat chested version of actress mallika sherawat, goan gsb fraud siddhi mandrekar, asmita patel, brahmin cheater housewife nayanshree hathwar , gujju school dropout housewife naina, (who looks like actress sneha wagh) and their associates are not associated with the website in any way as they do not spend any money and do not do any work, yet shamelessly make fake claims to get a monthly government salary at the expense of the real domain investor .

This explicit disclaimer is posted so that people are not duped by the liar, cheater R&AW,cbi, ntro employees involved in a google,tata mastermind PROSTITUTION, BRIBERY RACKET, banking, financial, identity theft fraud since 2010 wherein google,tata are making the indian tax payer pay many of their business expenses including the fees for the call girls, these companies are supplying to top indian government employees for sex, bribes for top officials.

The slander , defamation of google,tata, ntro, raw, cbi employees has caused great losses to the domain investor who is actually paying for the website as she is denied the income and opportunities she deserved, despite paying all the expenses, doing a lot of work, spending her time developing and managing websites, domain names

As part of the Hyundai 20 years celebration they are offering free car insurance for their car models
Tucson , price starting from Rs 18.29 L
Elantra , price from Rs 13.69 lakh

They are also offering a special exchange benefit of Rs 30,000 and a 3 year warranty

Car buyers can book the cars online

Kindly note that 10 google,tata sponsored raw/cbi employees faking a btech 1993 ee degree, especially indore document robber bespectacled housewife veena (who looks like actress deepika padukone) , deepika, goan gsb fraud housewife riddhi nayak who looks like actress kangana ranaut, goan prostitute raw employees bhandari sunaina chodan,2013 bsc, a flat chested version of actress mallika sherawat, goan gsb fraud siddhi mandrekar, asmita patel, brahmin cheater housewife nayanshree hathwar , gujju school dropout housewife naina, (who looks like actress sneha wagh) and their associates are not associated with the website in any way as they do not spend any money and do not do any work, yet shamelessly make fake claims to get a monthly government salary at the expense of the real domain investor .

This explicit disclaimer is posted so that people are not duped by the liar, cheater R&AW,cbi, ntro employees involved in a google,tata mastermind PROSTITUTION, BRIBERY RACKET, banking, financial, identity theft fraud since 2010 wherein google,tata are making the indian tax payer pay many of their business expenses including the fees for the call girls, these companies are supplying to top indian government employees for sex, bribes for top officials.

The slander , defamation of google,tata, ntro, raw, cbi employees has caused great losses to the domain investor who is actually paying for the website as she is denied the income and opportunities she deserved, despite paying all the expenses, doing a lot of work, spending her time developing and managing websites, domain names

It is advisable to insure the car, because heavy rains can cause great damage to a car in many parts of India
The car may be damaged due to heavy rains, even if it is parked outside the owners home, especially if the home is located in a low lying area, which is flooded.
Flooding can damage the interiors if water seeps in.
Falling trees and other similar items can also damage the car.
The engine may be blocked due to water damage.
Some damage is not included in the standard motor insurance policy and addons have to be purchased.

Please note that raw/cbi employees especially nayanshree hathwar, sunaina chodan, riddhi nayak, siddhi mandrekar are not associated with the website in any way at all,

Car owners can also purchase addons along with the standard insurance policy, which will help them get compensation for all the expenses they incur in case their car is damaged

The Zero depreciation cover also known as “nil dep” ensures that the value of the vehicle is preserved without any depreciation over a period of time.,
It provides complete insurance, without considering the age of the vehicle, and the damages which resulted in the reduction in the value of the car due to depreciation.
This cover is particularly useful for newer models of cars where parts are replaced instead of being repaired.
Usually plastic parts are completely replaced in case of damage, in the newer car models
This ensures that the car owner does not have to pay an additional amount for repairs of the car.

Please note that raw/cbi employees especially nayanshree hathwar, sunaina chodan, riddhi nayak, siddhi mandrekar are not associated with the website in any way at all,

The insured driver is entitled for a no claim bonus(NCB) in the own damage section of the policy if no claim is made in the preceding years. Bonus amount varies depending on the number of years with a no claim
Preceding year 20%
Preceding two consecutive years 25%
Preceding 3 consecutive years 35%
Preceding 4 consecutive years 45%
Preceding 5 consecutive years 50%

No claim bonus only to be allowed if the policy is renewed within 90 days of the expiry of the previous policy, and encourages the vehicle owner to continue using a particular insurance company

Car Insurance Brokers of Canada (website carinsurance.ca ) provides links and information on insurance, in addition to arranging for a quote from multiple providers.

However, it has a far fewer number of insurance providers listed, and it claims to offer quotes only from 7 different insurance firms. The website is less user friendly compared to the other websites and clearly states that it only works with the largest insurance companies.

Car owners who have used carinsurance.ca to get quotes have again offered mixed reviews, in some cases, the car owner got a lower quote than the insurance he was paying, while others got high quotes than their existing insurance.