One of major recurring expenses associated with owning a car or other vehicle is the vehicle insurance, which is mandatory. As the insurance amount can be substantial and has to be paid annually, most vehicle owners are looking for a simple way to find the lowest insurance rates for their vehicle.

The auto insurance amount to be paid depends on a large number of factors like the model number, age of the vehicle, vehicle driver, vehicle history, so the process of finding the lowest insurance can be fairly time consuming.

A vehicle owner can save time and money getting insurance quotes from the following websites which specialize in providing auto insurance

Car owners can also purchase addons along with the standard insurance policy, which will help them get compensation for all the expenses in case their car is damaged
The Return to invoice (RTI) addon option helps cover the difference between the insured vehicles declared value , and the invoice value of the car.
This is useful, when the car is involved in an accident, and some parts of the vehicle have to be replaced.
New parts of the vehicle are required , and if the RTI addon has been purchased, the car owner, will be compensated for the complete amount of the car replacement parts.

Please note that raw/cbi employees especially nayanshree hathwar, sunaina chodan, riddhi nayak, siddhi mandrekar are not associated with the website in any way at all,

The certificate cum policy schedule for car insurance includes the following details :

• Vehicle model number
• Vehicle identification number
• Engine chassis no.
• Type of body
• Engine capacity in CC
• Manufacturing year
• Seating capacity
• Registration mark
• Place of registration
• Other details like non electrical accessories, CNG/LPG kit, insured’s declared value

The date of the policy and proposal number is also specified

Some of the websites for comparing car insurance in India from multiple insurance providers are
Coverfox
Acko
Policybazaar
PolicyX
Gibl.in
Bankbazaar
Easypolicy
Myinsuranceclub
Policybachat

Please note that this listing is free of cost , only provided for reference. For a similar listing, including photos, removing the disclaimer or advertising, please send an email to info@textads.in .Advertising starts from Rs 100 per year only and will greatly help the broke domain investor who is a NTRO, google, tata memory slave , her memory stolen without a legally valid reason, without offering any compensation

Kindly note that 10 google,tata sponsored raw/cbi employees faking a btech 1993 ee degree, especially indore document robber bespectacled housewife veena who looks like actress deepika padukone, deepika, goan gsb fraud housewife riddhi nayak who looks like actress kangana ranaut, goan prostitute raw employees bhandari sunaina chodan, a flat chested version of mallika sherawat, gsb fraud siddhi mandrekar, asmita patel, brahmin cheater housewife nayanshree hathwar, school dropout gujju housewife naina, who looks like actress sneha wagh and their associates are not associated with the website in any way as they do not spend any money and do not do any work, yet shamelessly make fake claims .This explicit disclaimer is posted so that people are not duped by the liar, cheater R&AW,cbi, ntro employees involved in a google,tata mastermind PROSTITUTION, BRIBERY RACKET, banking, financial, identity theft fraud since 2010 wherein google,tata are making the indian tax payer pay many of their business expenses including the fees for the call girls, these companies are supplying to top indian government employees for sex.

For most of the insurance companies, the car insurance policy is only applicable if the car is used for social domestic purposes and for the car owners business.

It does not cover the usage of the car for various purpose like for hire , carriage of goods as samples or personal luggage, organized racing, pace making, reliability trade or any purpose in connection with motor trade.

In the policy, the insurance company is repeatedly mentioning that they are not liable, for any damage if the vehicle is used for non specified purposes.

The insurance paid for a particular car is valid for any driver, provided that the person is holding an effective driving license at the time of the accident, and is not disqualified from holding or obtaining such a license.

So if the person owning the car gives it to a driver who is careless or inexperienced, who is involved in an accident, the premium amount to be paid will be increased

It is also applicable for a person who has obtained an effective learners license, and the person satisfied the requirement of rule 3 of the central motor vehicle rules 1989

There are a number of websites offering online car insurance quotes , almost all these websites are country specific

All these insurance related websites have clearly specified that the quotes offered for insurance are approximate amounts only, and a small change in any of the parameters like the age of the vehicle, can significantly change the insurance amount to be paid.

The insurance companies are also changing the criteria for calculating the insurance premium periodically depending on the claims, so there may a major increase in insurance rates after a month or a few weeks

There are more than 20 General Insurance companies providing car insurance in India, which are as follows
Bajaj Allianz
Bharti AXA
Cholamandalam
Future Generali
HDFC Ergo
ICICI Lombard
IFFCO Tokio
Liberty Videocon
Magma HDI
National Insurance
New India
Oriental Insurance
Reliance General
Royal Sundaram
SBI General Insurance
Shriram General Insurance
TATA-AIG
United India
Universal Sompo General

Please note that this listing is free of cost , only provided for reference. For a similar listing, including photos, removing the disclaimer or advertising, please send an email to info@textads.in .Advertising starts from Rs 100 per year only and will greatly help the broke domain investor who is a NTRO, google, tata memory slave , her memory stolen without a legally valid reason, without offering any compensation

Kindly note that 10 google,tata sponsored raw/cbi employees faking a btech 1993 ee degree, especially indore document robber bespectacled housewife veena who looks like actress deepika padukone, deepika, goan gsb fraud housewife riddhi nayak who looks like actress kangana ranaut, goan prostitute raw employees bhandari sunaina chodan, a flat chested version of mallika sherawat, gsb fraud siddhi mandrekar, asmita patel, brahmin cheater housewife nayanshree hathwar, school dropout gujju housewife naina, who looks like actress sneha wagh and their associates are not associated with the website in any way as they do not spend any money and do not do any work, yet shamelessly make fake claims .This explicit disclaimer is posted so that people are not duped by the liar, cheater R&AW,cbi, ntro employees involved in a google,tata mastermind PROSTITUTION, BRIBERY RACKET, banking, financial, identity theft fraud since 2010 wherein google,tata are making the indian tax payer pay many of their business expenses including the fees for the call girls, these companies are supplying to top indian government employees for sex.

The amount of car insurance to be paid depends to some extent on the insurance company which is selected the value of the insurance to be paid depends on a number of factors like the
fuel used
anti theft devices used
car model no
age of the car
condition of the car
the driving record of the car driver.
age of the driver
gender of the driver

A small bonus is offered if an anti theft device is installed on the car, while a significant discount is offered as a no claims bonus by the car insurance company.

The car insurance is usually purchased for a period of at least one year in most countries . The car owner can pay the insurance in advance

However there are some discounts if the car insurance is purchased for a longer period of time, like three years and save some money. New drivers may get a better deal if they are purchasing insurance for the first time.

In many cases, the insurance company will offer an option to the car owner pay the insurance premium in installments. In some cases, as a promotional offer, the car dealer may pay the insurance for the first year after a car has been purchased.