The last few decades, the electronics used in cars has become increasingly sophisticated, and can record all the activities of the car driver like when the car was used, speed, acceleration, braking
Most car owners are not aware that the car manufacturers may be sharing the car usage data with the insurance companies
In some cases, the insurance companies may use the car usage data to evaluate the car owner, and increase the insurance premium being charged.
So car owners, especially in the United States, should be aware, that the latest car electronics may be used to closely monitor their activities and increase the car premium in some cases.