To falsely claim insurance, murders made to look like car accidents

According to a report published on rediff.com, there is a major insurance fraud taking place in india.
In some cases, insurance policies are taken in the name of terminally ill persons, so that the family can claim a large amount of insurance after the person dies.
Other cases, insurance fraud involves murdering people after taking an insurance policy in their name.
The planned murder is sometimes made to look like a car accident, since insurance companies do not pay a person who plans the murder of the insured person
It is a very elaborate fraud, in which the insurance company, agents and employees are allegedly involved.
There are some cases, where the insurance claims are being made, even if the person is alive.
Online investors, workers are specifically being targeted for insurance fraud, since the top tech, internet companies are openly involved in cheating, exploiting and robbing some domain investors and workers, criminally defaming the investors, workers and rewarding cheater housewives and other frauds.