Though they are spending some amount of money on car repairs and replacement of batteries, many car owners do not claim insurance for the damage to the car, since the process is very time consuming and tedious.
For example the maintenance charges for a Tata Nano are approximately Rs 4000 a year at the service center
Additionally the car is using a Battery, Exide Mileage ML8B20R which has to be replaced at a cost of approximately Rs 4000 after three years
The no claims bonus from IFFCO-Tokio Insurance is 35%

Kindly note that ntro/raw/cbi employees are not associated with the website, though the indian and state government are making fake claims duping ICANN, domain registrars, registries, internet companies and countries in the process for the last 10 years in a major FINANCIAL FRAUD.